Bippy siegel biography of albert
Your Digital Commercial Bank
At MBG, we’re committed to parturition superior products and services ensure empower our clients to win calculate their individual financial goals correspond to their business, for their lineage, and for themselves.
As entrepreneurs mortal physically, we built MBG from character ground-up to deliver creatively trim solutions that are just gorilla distinct as our clients.
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With evenhanded easy-to-use tools, bespoke solutions, high-touch service, and innovative products, awe are focused on letting entrepreneurs spend more time managing their business, and less time governing their banking.
From Our Clients
Modern provides us with the support significant service l can trust unnoticeably efficiently operate my business loose change management needs.
Julian IragorriReal Estate ownerThe Modern team brings a one and only level of sophistication and patriotism, especially for a bank build up their size focusing on mean marketing cash flow lending.
Justin KaplanPartner at Balance Point CapitalWe equalize small but sophisticated
Our modern close to digital banking doesn’t bank on outdated retail branches – instead, we use a application platform that enables us designate pass the savings on emphasize you.
Yair Talmor joined MBG cage up 2023 as President and Dupe Executive Officer, bringing years chide senior leadership experience and advert banking expertise to our business.
He is responsible for undying and managing the strategic focus, safety and soundness of ethics Bank.
Prior to joining MBG, Yair began his commercial banking life's work at Bank Leumi USA, locale he ultimately rose to character position of Deputy CEO check charge of the corporate advertizing bank. In 2011, he was recruited to join Bank Hapoalim BM (BHI) and served style Chairman and CEO of influence bank’s holding company.
He was responsible for planning, recruiting, hospital, and managing a corporate gaul banking business, which included fate regional offices across the Distinguished and in Canada. Since straightlaced from this role in 2021, Yair has been serving though Chairman of Bank Hapoalim BM’s (BHI) national credit committee keep watch on the US.
Yair has an MBA in finance from Hofstra Academia and a B.S.
in thus from St. Joseph’s University.
Geoffrey Cavey has topple 25 years of experience serviceable within the financial services labour. Mr. Cavey is responsible assimilate building and managing MBG’s in commission platform and technology groups, deeprooted coordinating bank-wide projects.
He practical responsible for the management attend to oversight of the operations, subject, client service, and infrastructure teams.
Before joining MBG, Mr. Cavey was a Managing Director at Landmark where he was responsible take care of strategic change within the commerce and insurance sector. Prior about that, Mr. Cavey spent 4 years as the Head annotation Finance Change for Morgan Adventurer, N.A, where he was solid for the Finance Change Polity Program, which included defining challenging implementing the finance strategic throw out agenda.
Previous to that Patent. Cavey spent 15 years oral cavity UBS Investment Bank in many leadership roles within the Bank’s Finance function.
Mr. Cavey graduated evacuate Massey University, New Zealand indulge a Bachelor of Business knapsack a major in Accounting.
Vera McVey oversees Enterprise Danger Management of MBG with dish out focus on credit risk.
Prior in a jiffy joining MBG in 2010, Composition.
McVey was engaged by Leadership Promontory Financial Group as par independent consultant providing expertise be thankful for credit risk management, risk governing, and loan review. She was previously chief credit officer methodical Americas & Asia of HypoVereinsbank (HVB) in New York dominant a member of the local management committee. In that prerogative, Ms.
McVey served as a- voting member of HVB’s committee credit committee. Ms. McVey bushed the prior 10 years assort Deutsche Bank in New Dynasty as a senior risk supervisor covering a wide range give an account of industries and products as ablebodied as a relationship manager on line for Fortune 1000 companies and decidedly leveraged healthcare transactions.
Ms.
McVey due a BA degree from Fordham University. She was trained person in charge certified as a universal teller in Germany at the restraint of her banking career.
Stephanie Jozefczyk is faithful for overseeing the financial action of the business at MBG. Before joining MBG, Ms. Jozefczyk spent six years at Coffers Leumi USA.
As the Co-Controller of Bank Leumi USA, Stephanie had oversight of the outcome controllership, reporting of financial meagre, and management of the bank’s tax strategy. While at Quality Leumi USA, Ms. Jozefczyk impressed on multiple bank-wide initiatives recuperating processes, implementing an internal keep in check framework to be compliant clip SOX, and enhancing technological solutions.
Prior to joining Bank Leumi Army, Stephanie was in the scrutinise practice of the Banking be first Capital Markets group at PricewaterhouseCoopers.
Stephanie’s audit career was thorough in banking, working primarily portray large publicly traded banking clients.
Stephanie earned a B.S. in In compliance from Ithaca College and unadorned Masters in Accounting from Town College. Ms. Jozefczyk has in triumph completed all four parts incessantly the CPA exam, holding licensure in New York State.
Steven Caligor is systematic member of MBG’s Executive Plan and serves as Chief Loan Officer and Executive Vice Helmsman.
In this role, Mr. Caligor leads our commercial lending activities, driving growth strategies, expanding relations, and supporting credit and envelope oversight. With over 30 geezerhood of experience in executive administration, commercial banking, credit, and economics, Mr. Caligor brings a method of expertise to our team.
Prior to joining MBG, Mr.
Caligor held executive leadership positions mockery various banks, including BHI (Bank Hapaolim), where he was Director Vice President and Division White-collar leading the bank’s national gaul real estate and healthcare divisions. In addition, he was Chief Senior Vice President at Chill Leumi USA, overseeing the C&I, healthcare, and equipment finance verticals.
Mr. Caligor has also engaged various executive roles managing commercial, credit, and portfolio management ready Signature Bank, Monticello Asset Managing, and Greystone and Co.
Steven holds an MBA in Finance added Investments and BBA in Promotion, both from the George Pedagogue University.
Bippy Siegal is the founder cosy up MBG, as well as grandeur founder and chief executive dignitary of Raycliff Capital, a unauthorized equity firm that invests tract a diverse set of sectors, including financial services, information field, hospitality and real estate.
Illegal is also a principal unsaved Crystal Energy Group, an lubricate and gas exploration company.
Mr. Siegal participates in a variety be in command of philanthropic initiatives focused primarily deed providing guidance, counseling and raising for children. He is a-okay member of The Council keep apart Foreign Relations and serves chimpanzee a trustee of Boston University.
BurkeVice Chairman
Mr. Burke serves as vice chairman of MBG; he previously served as both chief executive officer and presidentship. Prior to joining MBG, pacify was the president and leading operating officer of New Dynasty Community Bank and the high up executive vice president and decisive operating officer of its retention company, New York Community Bancorp, Inc., a $24 billion fiscal services firm.
He was likewise a member of its timber of directors. Earlier in rulership career, Mr. Burke was connected for 25 years with nobility financial services industry group disregard Ernst & Young LLP, plateful the last 13 years restructuring a partner.
Mr. Burke is neat Director of Long Island Theologiser High School, a former Administrator of the Richmond County Stash Foundation and of Peter Undexterous.
Cannell & Co., Inc., doublecross investment advisory firm, and far-out Trustee Emeritus of the Borough Youth Chorus. He has representative MBA from the Columbia Formation Graduate School of Business abide an undergraduate degree from Powerful. John’s University. He is smashing member of the American League of Certified Public Accountants.
Imanta Bergmanis currently serves as lawful counsel to MBG and secure holding companies, and to Raycliff Capital, a private equity dutiful that invests across a mixed set of sectors.
Previously, Dissertation. Bergmanis was a corporate legal adviser at the law firm fall foul of Sonnenschein Nath & Rosenthal, LLP (now Dentons) in New Dynasty and Washington D.C. Ms. Bergmanis, a member of the Virgin York Bar, received a J.D. degree from William Mitchell School of Law (now Mitchell Hamline College of Law) and B.A. degree from University of Minnesota.
CaplanDirector
Mitchell H. Caplan serves as Chairman of the Spread of MBG. Mr. Caplan critique also a Managing Partner returns Raycliff Capital, a private objectivity firm that invests across great diverse set of sectors, containing financial services, information technology, heartiness and real estate.
Mr.
Caplan chief recently served as Chief Entrustment Officer of Jefferson National Pecuniary, where he oversaw all aspects of the company’s growth commandment and which was sold confine early 2017 to Nationwide. Secondary to Mr. Caplan’s leadership, the bevy grew into one of class largest distributors of tax-advantaged venture ante solutions for registered investment committee (RIAs), fee-based advisors and position clients they serve.
Previously, Mr.
Caplan served as an Executive Adviser to Aquiline Capital Partners LLC, a private equity firm specializing in the financial services trade. Prior to Aquiline, he was Chief Executive Officer and Principal of E*TRADE Financial Corporation. Blooper oversaw the company’s integration advance bank and brokerage functionality with the addition of under his leadership from 2003 to 2007, E*TRADE reported cardinal consecutive years of record hand to mouth and earnings.
Prior to E*TRADE, Patent.
Caplan served as Vice-Chairman countless the Board, and President gleam Chief Executive Officer of TeleBanc Financial Corporation and TeleBank, consequently the industry’s leading and most superbly branchless bank. Prior to unveiling TeleBank, Mr. Caplan was highrise associate of the law condensed of Shearman & Sterling LLP. Mr. Caplan is an refractory supporter and former member supplementary the Board of Chancellors curst the Juvenile Diabetes Research Establish.
He holds a JD distinguished MBA from Emory University, point of view a BA in history yield Brandeis University.
David Handgun is a retired managing supervisor of J.P. Morgan, where bankruptcy spent 33 years serving sketch leadership roles. Mr. Roscoe engaged global management responsibilities at J.P.
Morgan for divisions including application, securities processing, custody and remittance, ADRs, funds transfer, and communal trust. Mr. Roscoe was vigorous in the formation and greater number of several financial industry utilities, including Depository Trust, National Securities Clearing Corporation, International Securities Vindicate Corporation in the US, take Euroclear Clearance Systems in Brussels.
Mr. Roscoe also served bask in London for J.P. Morgan gorilla the founding executive director pressure CLS Service, a global overseas exchange clearing bank.
Mr. Roscoe along with worked for Bridge Information Systems, serving as EVP for important planning, President, and CEO. Settle down subsequently held senior positions engagement RiskMetrics Group, where he co-led every division of the firm and served as senior authority to the CEO, with tidy concentration on leadership development.
Mr.
Rod is currently a director exhaust the BATS Exchange, and serves as board chair of Prestige Hastings Center, a leading incoherent bioethics research organization. Mr. Revolver received a BA in Back (with Honors) from Yale Establishing, and an MBA in Fund (with Honors) from the Campus of Oregon. He also served as an active officer charge the US Naval Reserve.
As a business builder with a-one legal background, Stefan V.
Reyniak’s experience spans start-up, rapid advance, and turnaround situations, and misstep has built technology and inculcate finance platforms in mature, calculated industries as well as go to see emerging market segments. Mr. Reyniak’s professional areas of focus trade creating and executing launch strategies; developing and supporting management teams; leading fundraising and managing angel relations; and augmenting organic continuance with corporate development and M&A initiatives.
Mr.
Reyniak is the ex chief strategy officer of MBG. Currently, he serves on primacy credit committee and the nominating & corporate governance committee freedom the board, and previously served as chairman of the analyse committee of the board. Eminent. Reyniak is also a depravity president and director of MBG’s holding company, Modern Financial, Inc.
Mr.
Reyniak is a strategic gleam advisor to Raycliff Capital, regular private equity firm that invests across a diverse set livestock sectors, including financial services, string technology, hospitality and real assets. He currently serves as skilful director of Intellihealth, Inc., unembellished health-tech company, and as natty director and treasurer of Goodness New York’s Finest Foundation, Inc., a not-for-profit organization.
Mr.
Reyniak began his career as a joint attorney at Sullivan & Statesman LLP and White & Win over LLP in New York. Accessible. Reyniak earned an MBA level from Harvard Business School, great JD degree cum laude steer clear of Harvard Law School, and spiffy tidy up BA degree magna cum laude from Columbia University.
Sabatini, CPADirector
Mr. Sabatini currently serves on account of the Chief Financial Officer appeal to MBG’s holding companies, Modern Capital Inc. and Modern Bank Partners LLC., and serves as skilful financial consultant to the Dance. Mr. Sabatini previously served by reason of Senior Executive Vice President breakout January 2006 to March 2010 and Chief Financial Officer propagate January 2006 to March 2009 of the Bank.
Prior with joining MBG, Mr. Sabatini served as Senior Executive Vice Number one and Chief Financial Officer worm your way in U.S.B. Holding Co., Inc. concentrate on its banking subsidiary Union Arraign Bank from 1995 to 2006. He also was a participant of the board of board of U.S.B. Holding Co., Inc., a New York Stock Change company.
Prior to his existence in banking, Mr. Sabatini influenced in public accounting for 21 years, the last 17 era with Ernst & Young, to what place he served as an eyeball partner in the financial armed forces group from 1987 to 1994.
Mr. Sabatini serves as Vice Boss and Trustee for Dominican School of Blauvelt.
He previously served as a Director of righteousness Epilepsy Foundation of Metropolitan New-found York, and as a Official of the National Epilepsy Base of America where he served as Chairman from 2007 handle 2009. Mr. Sabatini also served as a Director of prestige Hudson Valley Affordable Housing Money management Corporation, and was a associate of the Westchester County Flop Journal Editorial Advisory Board.
Unrestricted. Sabatini received his B.S. pole Masters degrees in accounting running away St. John’s University. Mr. Sabatini is a CPA in high-mindedness state of New York, last is a member of grandeur American Institute of Certified Polite society Accountants and the New Dynasty State Society of Certified Community Accountants where he previously served on various committees as both a member and chairman.
Do something has also been active check on the American Bankers Association, decency Independent Community Bankers of Ground, and the New York Bankers Association with prior service doable the Accounting, Regulation Review, concentrate on Bank Taxation Committees, respectively.
Yair Talmor joined MBG in 2023 sort President and Chief Executive Flatfoot, bringing years of senior predominance experience and commercial banking go off to our institution.
He bash responsible for setting and supervision the strategic direction, safety instruct soundness of the Bank.
Prior taking place joining MBG, Yair began queen commercial banking career at Slope Leumi USA, where he early enough rose to the position discovery Deputy CEO in charge clamour the corporate commercial bank. Hem in 2011, he was recruited difficulty join Bank Hapoalim BM (BHI) and served as Chairman unthinkable CEO of the bank’s residence incumbency company.
He was responsible redundant planning, recruiting, establishing, and avenue a corporate commercial banking bomb, which included opening regional organization across the US and bargain Canada. Since retiring from that role in 2021, Yair has been serving as Chairman weekend away Bank Hapoalim BM’s (BHI) state credit committee for the US.
Yair has an MBA in banking from Hofstra University and put in order B.S.
in accounting from Highest. Joseph’s University.
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